Loan Builder 2009
Quickly & easily put together an impressive SBA/Bank loan application and get the money you need to grow your business now.
Includes everything you need to prepare a winning loan application

Examplefilled cover letter & executive summary templates Easily edit with Word
Preprogrammed GAAP financial model Easily customize in Excel
Project sales, costs, profits & cashflow to prove your loan performance
StepbyStep instructions explain what to do.

LoanBuilder is a subset of BizPlanBuilder

Present your banker with an irresistable loan proposal
Now you can quickly & easily put together an impressive and reusable SBA/Bank loan application package. If you've been in business for a while and simply need an expansion loan or a loan to acquire a franchise, it should be pretty simple to get. Your bank will provide their loan application form, but that often isn't enough. An SBA loan also requires a business plan the executive summary provided is often enough. Loan Builder provides a complete loan application package.

Primary Documents Included
Cover Page you are preparing a Loan Package. A nicelooking document goes a long way to successfully borrowing money. It also helps bankers find it on their desk
Cover Letter to your bank introduce yourself and detail your loan request
Executive Summary like an abbreviated business plan it covers the major points of who, what, why, where, when and how of what you are doing currently as well as what you will do with the loan.
Financial Model an easy to use Excel workbook enabling you to fillin your projected sales, costs including financing and cashhflow..
Supplemental Documents this page lists the additional documentation that you are providing.
LLC Operating Agreement if you are an LLC, the bank will usually want to see this document.
Executive Resume Template while youre not looking for a job, the bank does want to know more about you. Whats a nice person like you doing in a business like this They want to be comfortable that you and those whom you have assembled for your management team or employees are likely to be successful running the business.
Personal Financial Statement Some lenders require this, some may not Its usually a good thing to go ahead and complete it and have it handy. Its also a good document to have handy for other applications as well.
SBA LowDoc Application this is the SBA loan application form. Your bank may provide a form of their own.

Edit using Microsoft Word & Excel
Everything has been written for you in a style and format currently securing loans with banks across America. Because we use your own copies of Word and Excel, everything is completely flexible and customizable. Just fill in your numbers and other specifics intuitively indicated throughout the software and edit to your liking. Then either print and deliver your finished loan or save it as a .pdf and email it to your banker.

Update enables true collaboration
This new version of Loan Builder uses the same software system that powers our popular BizPlanBuilder business planning software. It's a true multiuser program enabling you to share files with others management team, consultants, investors with complete access control and security. Unlike the oldschool software that make you email files, then cut and paste back into your plan. Now you can share your files over a network, server or the Internet.

Easy to fillin assumptions page drives the entire financial model
All Loan Builder financial models are developed in an Excel workbook giving you complete flexibility to customize them to your requirements. You don't have to be a spreadsheet or financial expert. If you are, you can customize everything in Excel. Just enter your sales, expense, growth and other assumptions and variables on one page and Loan Builder automatically generates all of your statements required by the bank and the SBA.

Shows all the math makes explaining easy

Unlike other financial models, here you and your banker will see the math, and easily understand how you got there in a clear and logical manner. See whatif when you change scenarios. Loan Builder automatically calculates totals, percentages and ratios to show at a glance how much money you'll need, when you'll need it, and how soon you'll make a profit. It's easy to update when you change a number, all spreadsheets automatically recalculate for you.

Here's what the loan application financial model includes

 Financial Summary consolidation of financial projections, plus headcount and capital requirements automatically generated, including graphs and charts
 Setup by products, product lines, or profit centers
 Startup Costs
 Assumptions Sales enter growth or actuals
 Assumptions Marketing use of sales or actual
 Assumptions COGS use of sales or actual
 Assumptions R&D use of sales or actual
 Assumptions G&A use of sales or actual
 Assumptions Balance Sheet use historical numbers if available
 Income Statement NOL carryforward
 Balance Sheet with outofbalance flag
 Cash flow Projection
 Personal Financial Statement perfect for attaching to loan applications, etc.
Supporting Documents
Some banks require more documentation. So to make sure you have everything you need to secure your financing, we've included these extra documents

SBA Loan Application pdf
Articles of Incorporation
Executive Summary Template
Executive Team Bio Template
LLC Operating Agreement
Executive Team Responsibilities
General Partnership Agreement
Personal Financial Statement
Note to BizPlanBuilder users
Loan Builder is actually a subset of BizPlanBuilder If you already have BizPlanBuilder you already have all of the components of Loan Builder. We found that for a simple business loan you may not require a comprehensive business plan.

If you need a business loan or line of credit, Loan Builder will help you get it done.
 
System Requirements

Windows Vista/XP/2000 Requires Microsoft Office

Hand your banker an irresistable loan proposal

If you've been in business for a while and simply need an expansion loan or a loan to acquire a franchise, it should be pretty simple to get.

Your bank will provide their loan application form, but that often isn't enough.

An SBA loan also requires a business plan the executive summary provided is often enough.

Loan Builder provides a complete loan application package.

 Primary Documents Included

1 Cover Page you are preparing a Loan Package. A nicelooking document goes a long way to successfully borrowing the money. It also helps bankers find it on their desk

2 Cover Letter to your bank introduce yourself and your loan request

3 Executive Summary like an abbreviated business plan that covers the major points of who, what, why where when and how of what you are doing now, and will do with the loan.

4 Financial Model an easy to use Excel workbook enabling you to fillin your estimated numbers.

5 Supplemental Documents this page lists the additional documentation that you are providing.

6 LLC Operating Agreement if you are an LLC, the bank will usually want to see this document.

7 Executive Resume Template while youre not looking for a job, the bank does want to know more about you. Whats a nice person like you doing in a business like this They want to be comfortable that you and those whom you have assembled for your management team or employees are likely to be successful running the business most importantly, run the business well enough to pay back the loan

8 Personal Financial Statement Some lenders require this, some may not Its usually a good thing to go ahead and complete it and have it handy. Its also a good document to have handy for other applications as well.

9 SBA LowDoc Application this is the SBA loan application form. Your bank may provide a form of their own.

Edit using Microsoft Word & Excel
Everything has been written for you in a style and format currently securing loans with banks across America. Because we use your own copies of Word and Excel, everything is completely flexible and customizable. Just fill in your numbers and other specifics intuitively indicated throughout the software and edit to your liking. Then either print and deliver your finished loan or save it as a .pdf and email it to your banker.

 Update enables true collaboration
This new version of Loan Builder uses the same software system that powers our popular BizPlanBuilder business planning software. It's a true multiuser program enabling you to share files with others management team, consultants, investors with complete access control and security. Unlike the oldschool software that make you email files, then cut and paste back into your plan. Now you can share your files over a network, server or the Internet.

 Assumptions drive entire financial model
All Loan Builder financial models are developed in an Excel workbook enabling you complete flexibility to customize them to your requirements. You don't have to be a spreadsheet or financial expert. If you are, you can customize everything in Excel. Just enter your sales, expense, growth and other assumptions and variables on one page and Loan Builder automatically generates all of your statements required by the bank and the SBA.

 Shows the math makes explaining easy
Unlike other financial models, here you and your banker will see the math, and easily understand how you got there in a clear and logical manner. See whatif when you change scenarios. Loan Builder automatically calculates totals, percentages and ratios to show at a glance how much money you'll need, when you'll need it, and how soon you'll make a profit. It's easy to update if you change a number, all spreadsheets automatically recalculate for you.

 Financial Summary consolidation of financial projections, plus headcount and capital requirements automatically generated, including graphs and charts

• Setup by products, product lines, or profit centers
• Startup Costs
• Assumptions Sales enter growth or actuals
• Assumptions Marketing use of sales or actual
• Assumptions COGS use of sales or actual
• Assumptions R&D use of sales or actual
• Assumptions G&A use of sales or actual
• Assumptions Balance Sheet use historical numbers if available
• Income Statement NOL carryforward
• Balance Sheet with outofbalance flag
• Cash flow Projection
• Personal Financial Statement perfect for attaching to loan applications, etc.
• Supporting Document
• Some banks require more documentation. So to make sure you have everything you need to secure your financing, we've included these extra documents

• SBA Loan Application pdf
• Articles of Incorporation
• Executive Summary Template
• Executive Team Bio Template
• LLC Operating Agreement
• Executive Team Responsibilities
• General Partnership Agreement
• Personal Financial Statement