Can be used to repair, restore and rebuild negative credit status.

Good credit is essential in America today, and there is a network of credit reporting agencies that keep track of your current credit rating and check your credit worthiness every time you apply for a loan, credit card or any...

Helping you take control of your credit situation.

Can be used to repair, restore and rebuild negative credit status.

Good credit is essential in America today, and there is a network of credit reporting agencies that keep track of your current credit rating and check your credit worthiness every time you apply for a loan, credit card or any other type of credit. If you feel overwhelmed and confused by your credit situation, this proven credit repair system shows you, stepbystep, how to access your credit report, remove negative marks that destroy credit, add positive credit indicators and turn bad credit into good credit.

TOPICS COVERED

• stepbystep instructions and information
• how to test your credit worthiness
• how credit bureaus work
• how to develop a tripleA credit
• how to obtain and use credit
• what your credit report discloses
• the 10step strategy to repairing your credit
• gaining creditor cooperation
• turning around your bad credit rating, from tax liens to bankruptcy
• repossession to foreclosure
• credit scams to avoid
• useful terms and resources

14 FORMS INCLUDED

• request for credit report
• request for free credit report
• complaint letter to delete inaccurate information
• request for removal of outdated information
• request to merge inquiries with account
• reminder to respond
• demand for corrected credit report
• addition of consumer statement
• request for husband and wife file separation
• request for addition of supplementary credit references
• explanation for delinquent payment
• creditor settlement agreement
• request for reasons for credit denial
• master credit data

This form is Schedule F. The form contains types of unsecured non priority claims. Some the unsecured non priority claims include credit cards and medical bills. 

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.

• Software purchased online as Downloadable Software already comes with a permanent registration code.

Compatible with all PCs running Microsoft Windows 2000, Microsoft Windows XP Home or Professional plus Apple Macintosh systems running Microsoft Windows. Not compatible with Apple or MAC O/S.

This product also requires

Adobe Acrobat Reader 6.0 or higher
Microsoft Internet Explorer 6.0 or higher
Microsoft Word 2000 or higher
Microsoft Excel 2000 or higher
Microsoft .NET Framework 1.1 Service Pack 1 SP1

This product is not intended to provide legal or financial advice or substitute for the advice of an attorney or advisor.

• Learn the basics of filing for Chapter 7 bankruptcy and understand the changes in the law.
• Deal with creditors and learn what happens to your assets.
• Complete all the bankruptcy forms with easytounderstand instructions.

System Requirements

Pentiumclass processor MacPowerPC processor
Microsoft Windows 98 SE, Windows ME, Windows 2000, Windows XP, Windows Vista, MacOS 9 / OS X
64 MB of RAM
80 MB of available hard disk space

• Microsoft Windows 2000 Professional or Microsoft Windows XP Home or Professional
• Adobe Acrobat Reader 6.0 or higher
• Microsoft Word 2000 or higher
• Microsoft Excel 2000 or higher

This product is not intended to provide legal or financial advice or substitute for the advice of an attorney or advisor.

Certification and Signature of NonBankruptcy Petition/Preparer	< 1 > Schedule H Codebtors
< 1 > Voluntary Bankruptcy Petition Form B1	< 1 > Schedule I Current Income of Individual Debtors
< 1 > Exhibit A to Voluntary Petition	< 1 > Schedule J Current Expenditures of Individual Debtors
< 1 > Exhibit C to Voluntary Petition	< 1 > Declaration Concerning Debtor's Schedules
< 1 > Application to Pay Filing Fee in Installments	< 1 > Statement of Financial Affairs
< 1 > Order Approving Payment of Filing Fee in Installments	< 1 > Chapter 7 Debtor's Statement of Intention
< 1 > List of Creditors Holding 20 Largest Unsecured Claims	< 1 > Notice of Chapter 7 Bankruptcy Case, Meeting of Creditors and Deadlines Form B9A
< 1 > Summary of Schedules	< 1 > Notice of Chapter 11 Bankruptcy Case, Meeting of Creditors and Deadlines Form B9E
< 1 > Schedule A Real Property	< 1 > Notice of Chapter 13 Bankruptcy Case, Meeting of Creditors and Deadlines Form B9I
< 1 > Schedule B Personal Property	< 1 > Discharge of Debtor
< 1 > Schedule C Property Claimed as Exempt	< 1 > Proof of Claim form B10
< 1 > Schedule E Creditors Holding Unsecured Priority Claims	< 1 > Statement of Social Security Numbers Form B21
< 1 > Schedule F Creditors Holding Unsecured Nonpriority Claims	< 1 > Information Checklist
< 1 > Schedule G Executory Contracts and Unexpired Leases	< 1 > Schedule D Creditors Holding Secured Claims

This form is a Creditor's 'Proof of Claim.' The form contains the following categories basis for claim, date the debt was incurred,and instructions for the proof of claim form.

This form is a notice that is used in a Chapter 13 bankruptcy filing.  It provides you with the date the bankruptcy filing was filed, the dates and places of the meeting of creditors as well as the deadlines the creditors have to file a complaint objecting to discharge of the debtor.

This form is a notice that is used in a Chapter 11 bankruptucy filing.  It provides you with the date the bankruptcy filing was filed, the dates and places of the meeting of creditors as well as the deadlines the creditors have to file a complaint objecting to discharge of the debtor.

This form is a notice that is used in a Chapter 7 bankruptucy filing.  It provides you with the date the bankruptcy filing was filed, the dates and places of the meeting of creditors as well as the deadlines the creditors have to file a complaint objecting to discharge of the debtor.

This form is a statement of financial affairs. This statement must be completed by every debtor. Some of the categories which must be completed by each debtor are income from employment or operation of business; payments to creditors; and assignments and receiverships. 

This form is a declaration concerniing the debtor's schedules. The debtor states that the schedules are true and correct to the best of his/her information and knowledge.

This form is Schedule J. The form lists the current expenditures of individual debtors. Some of the current expenditures listed are mortgage payments, food, clothing, and transportation.

This form is Schedule I. The form lists the current income of the individual debtors. The form also contains the following information about the debtors name and address of the debtors; place of employment; and total net monthly take home pay.

This form is Schedule H. The form is designed to provide the trustee and the creditors with information about any and all codebtors .  A codebtor is an individual in a joint case who is liable for debts that are listed by the debtor in the schedules of creditors.

This form is Schedule G. The form contains types of contracts and leases like a rental lease for where the debtor lives, cell phone contracts, lot rental agreements, land purchase/sale contracts, home owners association contracts, pager contracts, auto leases, renttoown contracts, realtor listing agreements, and internet contracts.

This form is Schedule E. The form contains types of priority claims. Some the priority claims include deposits by individuals, contributions to employee benefit plans, and wages, salaries, and commissions. 

This form is Schedule D. The form contains the following categories creditor's name and mailing address; date claim was incurred; amount of claim; and unsecured portion, if any. 

This form is Schedule C. The form may be used to list information concerning exempt property. The form contains the following categories description of the property; value of the claimed exemption; and current market value of the property.

This form is Schedule B. The form may be used to list information concerning types of personal property; description and location of personal property; and the current market value of the debtor's interest in the property.

This form is Schedule A. The form may be used to list information concerning the description and location of real property; the nature of the debtor's interest in the property; and the amount of the secured claim.

This form is used to indicate as to each schedule whether that schedule is attached and the number of pages in each.  It is used to report the totals from all schedules and determines the total amount of the debtors assets and debtors liabilities.

This form is used when a bankruptcy court has approved an order for payment of filing fees in installments.

This form is used for individual debtors who are unable to pay the filing fee in full at the time they file the bankruptcy petition.

Use this addendum to your voluntary bankruptcy filing to list any real or personal property that you own or have in your possession that poses a health hazard. Note if you do not own or possess such property, it is not necessary to file Exhibit C.

This worksheet provides a method to gather information necessary to file a bankruptcy petition.

A debtor is a person or entity that owes a debt or obligation to another. A creditor is a person or entity to whom a debt is owed.

The United States Bankruptcy Code is a federal law that permits qualified debtors to
discharge some or all of their debts in exchange for giving up all of their nonexempt assets, or reorganize their debts in an attempt to pay them back under relaxed terms.

A bankruptcy may be voluntary initiated by the debtor or involuntary initiated by the creditors. To begin a voluntary bankruptcy, the debtor files a petition in the United States Bankruptcy Court. Upon filing the petition, the debtor receives an automatic stay which orders creditors to pause in their collection efforts during the bankruptcy process. The debtor must file detailed information with the bankruptcy court identifying all assets, debts and creditors. All creditors must be notified of the bankruptcy so that each creditor can file notice of its claim with the bankruptcy court.By filing the petition, the debtor permits the creation of the bankruptcy estate which includes all of the debtor's assets, except those assets that the debtor successfully claims as exempt those that are necessary so that the debtor can live and work. The rules for determining what property becomes part of the bankruptcy estate are complex. A courtappointed bankruptcy trustee administers the estate.

There are several different types of bankruptcy to choose from. Each type is referred to by the Chapter of the Federal Bankruptcy Code in which it appears. In general, a Chapter 7 bankruptcy results in a sale of all of the debtor's nonexempt assets, but most debts are then discharged. Note that a debtor cannot discharge its debts if the new petition is filed within 6 years of a prior bankruptcy petition. In a rehabilitation case filed under Chapters 11, 12, or 13, the debtor retains his assets and makes payments to the creditors, usually from the postbankruptcy earnings, pursuant to a courtapproved payment plan which is more relaxed than it had been before bankruptcy.

Anyone who is interested in filing bankruptcy should consult a qualified attorney. However, the information in this worksheet should save you and your attorney time in the preparation of your bankruptcy materials. By saving your attorney time, you may be saving yourself money.

This form lists the debtors creditors holding the 20 largest unsecured claims. The list is prepared in accordance with
Fed. R. Bankr. P. 1007d for filing in this chapter 11 or chapter 9 case. The list does not include 1 persons who come
within the definition of insider set forth in 11 U.S.C. 101, or 2 secured creditors unless the value of the collateral is such
that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims.